How we make money: The Simple Dollar is an independent, advertising-supported publisher and comparison service. You will then receive a response shortly. /* ----------------------------------------- */ The key feature of LightStream's online personal loans is that they can be up to $100,000 and used for nearly any reason. Providing your information on this Website does not guarantee that you will be matched with a lending platform or approved for a loan. Subject to credit approval. Power 2020 U.S. Consumer Lending Satisfaction Study. They also have a “Rate Beat” program which means that they’ll match any similar loan for which you are approved. LightStream is a great option for those with good credit as for these customers, it offers competitive rates for a variety of auto loans spanning different terms and loan types, allowing you to finance your new or used car purchase both from a dealership or a private party. If you see a fact that is misprepresented, please contact us. For J.D. LightStream offers almost every kind of loan available, from auto loan finance and refinance options, to horse and aircraft loans with low fixed rates. LightStream also offers customers flexibility thanks to its broad repayment terms, loan amounts, and interest rates. They also have a range of different auto loans to service various vehicular needs, including unsecured loans. SunTrust is one of the leading independent banks in the U.S., managing almost $200 billion in assets. LightStream is the national online consumer lending division of SunTrust Bank, which recently became Truist after merging with BB&T. lending platforms may use collection services for nonpayment of loans. Quick car loans from $5,000 to $100,000 with Competitive rates for borrowers with strong credit. LightStream attracts borrowers with its low rates, no fees and a $100 loan experience guarantee. Recent recommendations regarding this business are as follows: "If you are a senior in your 70,s don,t … LightStream Auto Loan Review. It’s quick and easy. LightStream auto loan reviews are generally positive — out of 12 recent complaints to the Consumer Financial Protection Bureau, one involved an auto loan. We recommend seeking credit counseling if you have financial difficulties. This compensation may impact how, where and in what order products appear. LightStream offers a unique financing option that allows borrowers with strong credit to borrow money for purchases that had previously required collateral, or where few or no loan options exist. The best rates on personal loans, student loans, and mortgages, Best for borrowers with good or excellent credit who want to compare rates with what the dealer is offering, Home › Review › Loans › Auto Loans › Lightstream Auto Loans. Rates will also vary by loan type. He has a B. Sc. LightStream allows you to pre-check rates for new auto purchases, used auto purchases from dealers, used auto purchases from individuals and auto loans refinancing. LightStream provides new and used loans, classic car financing, and lease buyouts. In our Bank of America Auto Loans Review, we give the company a 4.4 out of 5 based on our rating factors for auto loans. All financial terms of the loan will be provided to you by the lending platform. Auto Loan Expert. Loan terms vary from 24 months to 144 months, with annual percentage rates ranging between 3.99 percent and 16.99 percent. LightStream auto finance offers competitive fixed rates for borrowers with good credit. The rates range from 2.49%–11.89% inclusive of AutoPay 0.50% discount. LightStream Auto Loan Reviews. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. This Website provides a service wherein we submit the information you provide to one or more lending platforms and attempt to match you with a lending platform. Customer Service. Horrible customer service, especially in the middle of a … In our. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. Rate is quoted with AutoPay discount. For instance, in our Bank of America Mortgage Review, we give the company a 3.8 out 5 based on our five rating factors for mortgages. Loan repayment periods could vary by lending platform and location. 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